Certificates of Deposit

Offering safe savings at great rates

Find the Certificate of Deposit that works best for you. Choose from a variety of plans to lock in special interest rates.

Safety & high-yield certificates of deposit

6-Month eCD

3.75

%**+ APY

$1,000 minimum deposit

Open Account Online

12-Month eCD

3.75

%**+ APY

$1,000 minimum deposit

Open Account Online

24-Month eCD

3.75

%**+ APY

$1,000 minimum deposit

Open Account Online

disclosures

** Annual Percentage Yield (APY) effective 03/06/23 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. You must open this account online. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

+Deposit must be drawn from a financial institution other than Finance Factors.

3 or 6-Month CD

2.00

%*+ APY

$1,000 minimum deposit

9 or 12-Month CD

2.25

%*+ APY

$1,000 minimum deposit

18 or 24-Month CD

2.50

%*+ APY

$1,000 minimum deposit

disclosures

*Annual Percentage Yield (APY) effective 08/29/22 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

+Deposit must be drawn from a financial institution other than Finance Factors.

The Savers Club

$25 minimum deposit to open account
Additional deposits allowed during term of the account
Interest is credited and compounded quarterly
Monthly statements provided of all transactions for the month

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