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Here to make your home goals happen

From simple mortgages to solutions for complicated situations, Finance Factors can help you reach your home goals. We will be there with you every step of the way to make it as easy as possible. Get started below or call us at (808) 548-3300.

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Our current competitive mortgage rates

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30 Year Fixed Rate Mortgage
4.375
%*

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15 Year Fixed Rate Mortgage
3.500
%**

Loan Calculator
disclosures

 

*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $998.57 based on a 30 Year Fixed Rate at 4.375% with 1.875 points and 4.655% APR.

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,429.77 based on a 15 Year Fixed Rate at 3.500% with 2.000 points and 3.990% APR. 

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $970,800. Rates effective 4/6/22 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.

 

30 or 15 Year Fixed Rate Mortgages

A fixed rate mortgage with low, predictable payments.

Home Equity Line of Credit

A “Hassle-Free” loan with no other account relationships or requirements.

Construction Loans

12 to 24 month terms with interest-only payments.

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