Thinking Of Purchasing A New Home?
Let us help you through the mortgage process. From simple mortgages to complex situations, we're here to help you achieve your home goals.
Learn more about the road to homeownership.
- Down Payment Requirements
- Mortgage Milestones
Explore Our Programs
From simple mortgages to complex situations, Finance Factors has a wide range of programs to fit your mortgage needs.
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Find A Loan Officer or get started online today!
Having the following documents handy will help speed up the application process:
- 2 year's federal tax returns
- 2 year's W-2s
- 2 Most recent paystubs
- 2 months complete bank statements
Today's Mortgage Rates
*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $998.57 based on a 30 Year Fixed Rate at 4.375% with 1.875 points and 4.655% APR.
**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,429.77 based on a 15 Year Fixed Rate at 3.500% with 2.000 points and 3.990% APR.
The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $970,800. Rates effective 4/6/22 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.