About Us


At Finance Factors, we’re invested in getting you to where you want to be.

For over 65 years, we’ve been offering financial services in Hawaii, working diligently to help generations of families  realize their financial goals. Our story started in 1952, when several island families established our company as a small local enterprise dedicated to pioneering personal loans for Hawaii’s people. Since then, we’ve grown into the state’s largest locally-owned depository financial services loan company. 

We specialize in residential real estate loans for purchase, refinance, cash-out and home equity, as well as commercial and real estate loans. Our rates on CDs and savings accounts are  some of the best, with all deposits insured by the FDIC. 

Visit or contact any of our 13 branches throughout Hawaii, including one on Maui, one on Kauai, two on the Big Island, and nine on Oahu. Our business hours are Monday through Thursday, 8:30 am to 4:30 pm, and Friday from 8:30 am to 6:00 pm.

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Enjoy complimentary access to all kinds of online services designed to make your Finance Factors more convenient, flexible, and personal.

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