Certificates of Deposit

Offering safe savings at great rates

Find the Certificate of Deposit that works best for you. Choose from a variety of plans to lock in special interest rates.


Safety & high-yield certificates of deposit

6-Month CD
%**+ APY

$1,000 minimum deposit

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%**+ APY

$1,000 minimum deposit

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24, 36, & 60-Month CD
%**+ APY

$1,000 minimum deposit

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**Annual Percentage Yield (APY) effective 06/29/20 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

+Deposit must be drawn from a financial institution other than Finance Factors.

The Savers Club

  • $25 minimum deposit to open account
  • Additional deposits allowed during term of the account
  • Interest is credited and compounded quarterly
  • Monthly statements provided of all transactions for the month

Online Services

Enroll today to experience the convenience of online services:

  • 24/7 Access to Your Accounts, statements, and more
  • Make your Finance Factors loan payments online
  • Deposit into your Finance Factors savings accounts online
  • Receive electronic statements (savings accounts only)

Here for you 24/7.

Enjoy complimentary access to all kinds of online services designed to make your Finance Factors more convenient, flexible, and personal.

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