If No Can, We Can!

Here to make your home goals happen

From simple mortgages to solutions for complicated situations, Finance Factors can help you reach your home goals. We will be there with you every step of the way to make it as easy as possible. Get started below or call us at (808) 548-3300.


This advertisement is for informational purposes only and is not an offer to make a loan. The making of any loan and the terms thereof are subject to Finance Factors' underwriting approval. Actual loan qualification requirements will be based on the specific underwriting guidelines applicable to each loan program at the time of application. Other terms and restrictions may apply. Offer available on funded conforming loans for property purchases in Hawaii and Guam only. Complete loan application must be received by May 31, 2024. Available on direct applications or loans referred by Realtors only; brokered loans do not qualify. Offer cannot be combined with any other promotional offer on our mortgage products.

Thinking about buying a home? We can help you learn more about the mortgage process, what to expect and what your next steps to homeownership should be.


Whether you want to lower your rate or get cash out for home improvements, bill consolidation or other expenses, we can help you see if a refinance is right for you.

Explore Our Programs

From simple mortgages to complex situations, Finance Factors has a wide range of programs to fit your mortgage needs.


For 70 years we’ve helped generations of Hawaii’s families reach their financial goals.

Finance Factors was founded in 1952 to help Hawaii’s hardworking families secure loans for everything from refrigerators to pots & pans. Today, we are a focused real estate lender, specializing in residential mortgages and commercial real estate loans.

Our promise to you is that we will do everything we can to help you achieve your home goals. 

If can, can.  If no can, WE CAN!

Here for you 24/7.

Enjoy complimentary access to all kinds of online services designed to make your Finance Factors more convenient, flexible, and personal.

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