Let us help you reach your goals

Does a refinance make sense for you?

A refinance could help you get the cash you need for home improvements, tuition, bill consolidation or other expenses. Let us help you see if a refinance is right for you.

What's Your Goal?
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With solutions for getting cash for major expenses to paying off your mortgage earlier, we can help you reach your goals.  Call us to see if a refinance makes sense for you.

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Explore Our Programs
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From simple mortgages to complex situations, Finance Factors has a wide range of programs to fit your mortgage needs.
 

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Next Steps
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Our experienced Loan Officers will listen to your story and help find a solution that meets your needs.

 

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Ready To Apply?
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Find a Loan Officer or get started online today!

Having the following documents handy will help speed up the application process:
  • 2 year's federal tax returns
  • 2 year's W-2s
  • 2 Most recent paystubs
  • 2 months complete bank statements
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Today's Conforming Mortgage Rates

30 Year Fixed Rate Mortgage
5.875
%*

Loan Calculator
15 Year Fixed Rate Mortgage
5.250
%**

Loan Calculator
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*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,183.08 based on a 30 Year Fixed Rate at 5.875% with 1.875 points and 6.191% APR.

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,607.76 based on a 15 Year Fixed Rate at 5.250% with 1.750 points and 5.744% APR. 

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $970,800. Rates effective 11/22/22 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.