30 or 15 Year Fixed Rate Mortgages

OUR GO-TO LOAN TO GET YOU HOME

Call us at (808) 548-3300 or contact a loan officer to get started.

This advertisement is for informational purposes only and is not an offer to make a loan. The making of any loan and the terms thereof are subject to Finance Factors' underwriting approval. Actual loan qualification requirements will be based on the specific underwriting guidelines applicable to each loan program at the time of application. Other terms and restrictions may apply. Offer available on funded conforming loans for property purchases in Hawaii and Guam only. Complete loan application must be received by May 31, 2024. Available on direct applications or loans referred by Realtors only; brokered loans do not qualify. Offer cannot be combined with any other promotional offer on our mortgage products.

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30 Year Fixed Rate Mortgage

6.625

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15 Year Fixed Rate Mortgage

6.000

%**

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disclosures

*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,280.62 based on a 30 Year Fixed Rate at 6.625% with 2.125 points and 6.987% APR.

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,687.71 based on a 15 Year Fixed Rate at 6.000% with 1.875 points and 6.534% APR.

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $1,149,825. Rates effective 4/11/24 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.

Call our Mortgage Hotline at (808) 548-3300

We get it. Homeownership means a lot to you. That’s why we do everything we can to make the mortgage loan process easy. We’re here to answer questions, give you the support you need, and get you the best deal possible. We’re problem solvers and forward-thinkers, but most of all we’re here to share your goals—and make them our own. Whether it’s your first home or you’re simply refinancing an existing mortgage, this loan gets you lower monthly payments, a fixed interest rate, and lets you get cash using the equity available in your home.

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