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- Mortgage Milestones
- Down Payment Basics
- What's an ARM Loan?
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From simple mortgages to complex situations, Finance Factors has a wide range of programs to fit your mortgage needs.
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- 2 year's federal tax returns
- 2 year's W-2s
- 2 Most recent paystubs
- 2 months complete bank statements
Today's Conforming Mortgage Rates
*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,183.08 based on a 30 Year Fixed Rate at 5.875% with 1.875 points and 6.191% APR.
**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,607.76 based on a 15 Year Fixed Rate at 5.250% with 1.750 points and 5.744% APR.
The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $970,800. Rates effective 11/22/22 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.